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Josip Heit (born 1977) is a Croatian entrepreneur, businessman, and fintech strategist known for his involvement in blockchain innovation, digital asset ecosystems, and financial technology ventures. He is the founder of GSB Gold Standard Corporation AG and serves as Senior Strategic Advisor to Apertum Holding Ltd., a blockchain infrastructure company focused on Layer-1 decentralized technologies.[1]

Early life and education

Heit was born in 1977 in Split, Croatia. He later relocated to Germany, where he studied economics and developed his early business interests.

He began his professional career in international trade, including the import and sale of luxury vehicles and yachts. He later expanded into real estate, precious metals, and commodity-based ventures.[2]

Heit is reported to speak several languages, including Croatian, German, English, Italian, Russian, Romanian, and French.

Career

GSB Group

In 2013, Heit founded GSB Gold Standard Corporation AG, a business group focused on financial technology, digital assets, and commodity-backed projects.

The group later introduced GSPartners, a digital asset platform offering blockchain-based financial products.[3]

In 2020, Heit launched GSB Gold Standard Bank Ltd, a project centered on decentralized technologies, digital payment systems, and blockchain infrastructure.

G999 blockchain

In 2021, Heit introduced the G999 blockchain, a digital infrastructure platform designed for payments and decentralized financial applications.

The project gained international attention through launch events in Dubai, including promotional displays on the Burj Khalifa.[4]

Lydian.World

Heit was involved in the development of Lydian.World, a metaverse platform integrating blockchain-based virtual environments.

The platform was presented at the Dubai Opera in 2022 during an international event attended by public figures including Roberto Carlos and David Trezeguet.[5]

Professional boxer Floyd Mayweather Jr. later appeared as a brand ambassador during promotional campaigns.

Apertum

Heit currently serves as Senior Strategic Advisor to Apertum Holding Ltd., a Layer-1 blockchain organization operating within the Avalanche ecosystem.[6]

Apertum is fully EVM-compatible and supports decentralized applications, DeFi protocols, and smart contract deployment.

Its native token, APTM, has been integrated into multiple cryptocurrency exchanges and payment networks.[7]

In 2025, Apertum received the Best Layer-1 Blockchain award at the Crypto.News Awards.[8]

Media activities

Heit has also been associated with media ventures, including ownership interests in international newspaper and publishing operations.

Reports indicate these activities include investments in European and global print media assets.[9]

Business philosophy

Heit has publicly emphasized several business principles:

  • Digital sovereignty – promoting decentralized financial autonomy
  • Transparency through blockchain – advocating immutable financial systems
  • Asset tokenization – integrating physical and digital financial infrastructure

References

  1. "Apertum: Practical Web3 Usage". BeInCrypto. https://beincrypto.com/apertum-practical-web3-usage/. Retrieved 2026-05-10. 
  2. "The Face of Entrepreneurship in 2020: Interview with Josip Heit". CryptoNews. https://cryptonews.net/editorial/guest-posts/the-face-of-entrepreneurship-in-2020-interview-with-josip-heit/. Retrieved 2026-05-10. 
  3. "Josip Heit Announces an International Media Conglomerate". PR Newswire. https://www.prnewswire.com/news-releases/morning-chronicle-successful-businessman-and-chairman-of-the-gsb-group-of-companies-mr-josip-heit-announces-an-international-media-conglomerate-302091732.html. Retrieved 2026-05-10. 
  4. "G999, GSB Group and Josip Heit Develop Digital World Novelty Called Lydian World". PR Newswire UK. https://www.prnewswire.co.uk/news-releases/g999-gsb-group-and-josip-heit-develop-digital-world-novelty-called-lydian-world--805052424.html. Retrieved 2026-05-10. 
  5. "Global Metaverse Event of Lydian World in Dubai Opera". BeInCrypto. https://beincrypto.com/global-metaverse-event-of-lydian-world-in-dubai-opera/. Retrieved 2026-05-10. 
  6. "Apertum Designated a Key General Blockchain in Avalanche's Tier-1 Ecosystem". Coinpedia. https://coinpedia.org/information/apertum-designated-a-key-general-blockchain-in-avalanches-tier-1-ecosystem/. Retrieved 2026-05-10. 
  7. "Apertum (APTM)". CoinMarketCap. https://coinmarketcap.com/currencies/apertum/. Retrieved 2026-05-10. 
  8. "Apertum Wins Best Layer-1 Blockchain Network at the Crypto.News Awards 2025". Crypto.News. https://crypto.news/apertum-wins-best-layer-1-blockchain-network-at-the-crypto-news-awards-2025/. Retrieved 2026-05-10. 
  9. "GSMedia – Deutsche Tageszeitung". Welt. https://unternehmen.welt.de/business-wirtschaft/gsmedia-deutsche-tageszeitung.html. Retrieved 2026-05-10.