Brandon Gallagher

Brandon Gallagher is a Canadian financial technology consultant and the Chief Technology Officer (CTO) of Nezz, a platform enabling instant, bank-verified high-value payments in the luxury market. He is recognized for designing and implementing some of Canada’s most widely used payment infrastructures, including real-time e-transfer systems and peer-to-peer payment platforms.

Early Life and Education

Details about Gallagher's early life and education are not publicly disclosed. He entered the financial technology sector at a young age, quickly developing expertise in programming, banking systems architecture, and regulatory compliance.

Career

Gallagher has worked with major Canadian institutions including Deloitte, RBC (Royal Bank of Canada), Interac, Haventree Bank, and CIBC. His key projects include:

**Core Banking Development**: Leading the creation of CDIC-insured banking systems from the ground up.
**Interac E-Transfer Migration**: Overseeing upgrades and migration of Canada’s national real-time P2P payment system.
**Peer-to-Peer Payment Infrastructure**: Developing systems that serve over 40 million Canadians and process over $1.18 billion annually.

Nezz

In partnership with entrepreneur Lopsii Olagoke, Gallagher co-founded Nezz to address inefficiencies in high-value transactions. The platform allows buyers and sellers to complete multimillion-dollar transactions instantly, verify Proof of Funds, complete KYC procedures, and act as their own escrow agents. The solution provides frictionless onboarding (under five minutes) and leverages regulated banking infrastructure for security and compliance.

Vision

Gallagher’s goal for Nezz is to redefine luxury payments by combining consumer-app simplicity with banking-grade security. The platform targets brokers, auction houses, and high-net-worth individuals, enabling safe, fast, and cost-effective movement of funds for luxury goods such as yachts, high-end automobiles, premium real estate, and fine watches.

Achievements

By age 25, Gallagher had already achieved significant milestones including leading critical fintech projects for Interac and building a neobank from scratch. His work has directly impacted millions of Canadians and billions of dollars in transactions annually.